When a lender offers a home loan, they charge an interest rate. Your lender will use your home as security and you only completely own the home after you repay the loan in full. If you default on the loan, the lender holds the right to take possession of your home, sell it and use the proceeds to pay off your debt.

Get a Home Low With:

  • Low down payments
  • Unique mortgage insurance plans
  • Competitive interest rates

Home loans help people to buy houses, condominiums and cottages.


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