housing | Mortgage Cash

Why Pay Market Price for A Home?

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If you are in the process of purchasing a new home, then you need to ask yourself some important questions. Firstly, Why Pay Market Price for A Home? Do I have the money to buy what I want? Will I be purchasing the house or condominium that I need?

If you are single, then your situation is surely different from married people who will be competing for the same property. As a single person you may not have the same credit history or credible standing with bank or loan company. A lender may view you, a single entity, as being unstable.

Whether or not their is any credibility to the lender’s view of you, the way market yourself matters. If you present yourself as being grounded and interested in putting down roots, then the lender may be willing to take a chance on lending you money. The leverage a married couple may have over a single person is that the lender envisions the married people as one unit that is focused on one goal: building a home in their house or condo.

Real Estate Agents, similar to lenders, also assess prospective purchasers. They will size you up based on their set criteria. Perhaps they will consider you a more serious investor if they know you have already been pre-approved for a line of credit for a substantial amount. If you have a strong career, in which you are advancing in terms of job position and salary, then both a Real Estate Agent and a lender will consider you to be someone to bank on.

Based on how you present yourself and your financial position to lender’s and Real Estate Agent’s, you will likewise receive measurable service. If an Agent knows you will certainly qualify for a mortgage and that you have a readily available down payment, then they will be more inspired to show you their special book of property listings. Agent’s may not show the same properties to all clients and / potential clients. This is because they do not want to sully the relationship they have will a seller and also do not want to build a relationship of bringing would-be buyers to the table who are just not serious, or who are unable to close the deal.

If an Agent brings buyers to sellers and deals do not close, then eventually the Agent will become known as an unreliable Agent. To build and establish a portfolio of successful transactions, Agents will reserve their best buy’s for buyers that can close the deal. The benefit to for real buyers who have cash on hand, is that they will be able to get bargains on properties. If there is no condition based on financing and a down payment, without limit, can be provided on a moments notice, then a seller will likely be willing to substantially bend on the price.

But there is such much more. Power of Sale properties, urgent sales due to divorce, bankruptcy or general financial problems can be secured by buyers who can show the money quickly. These real deal properties need to be liquidated to satisfy immediate debts. Buyers who have liquid capital will be able to cash in big time on these super- save homes.

To pay less than market price for a house or condominium you need to be known as a buyer who can close a deal without any doubt or fuss. Seem to be an Agent’s dream and you will be able to make your own dreams come true.

September 17, 2015/by Zack Steel

Land and Property

Buying a Home

Buying a home, whether a house a or condominium should be a straightforward process. If one has enough money for a down payment, then one should be able to make an offer on a property of one’s desire. There are, however, many obstacles in the process of purchasing a home. These include costs, such as: land transfer fees, realtor fees, home staging fees, moving costs and legal expenses; are only some of the most common payments to be made when acquiring a home.

One wants to know how to buy a home nowadays. If one ventures into alternative markets, one can perhaps save money in the home-buying process. Possible options include, buying through a commission-free sales system, where the seller instead pays only a flat fee to the sales service. Purchasing property through a Foreclosure or Power of Sale process, can offer a potential purchaser the opportunity to bid in an auction or to submit offers to a bank or credit company for the property. Also, a buyer can gain an advantage – in their buying process – by submitting a tender for a property offered through a tax sale; to either acquire the deed or the lien on a property.

There are numerous other options available to purchasers who want to save big and spend small, in their property purchasing adventure. They can also buy properties through a trust sale, which might be listed with a specified realtor. To find out about these and many more great options to make your ownership of a home a reality, please contact resale.condos – where the world comes home.

February 5, 2015/by Zack Steel

Land and Property

How to Make the Right Move Overseas

Perhaps you received a job offer in a foreign country, or you may have been reassigned within your existing place of employment. What matters now is that you may need to move. You want to be sure that you can find an equivalent accommodation. You will want to know how to make the right move overseas. If property research is not your job, then you might need help from authorities in this area. Relocation specialists’ are highly trained and experienced to ensure that you will be able to achieve comfort in your desired destination.

You can benefit from experts who know the real property market conditions where you hope to reside. These connoisseurs of comfort will surely be able to assist you in realizing the reality of your dream home. All the components of a new house or condominium will be carefully analyzed according to your: budget, requirements and specifications; by a team of trained relocation professionals.

Factors of consideration could include:

Specific location within a city or region
Set size of home (house or condominium)
Number or rooms / bedrooms / washrooms
Nearness to amenities
Proximity to public transportation
Quality of life

To be sure that your relocation expert will be able to accommodate all of your expectations you need to be specific in your request.

Will family members be moving with you?
Is your move temporary (few months) or permanent (1 year or much longer)?
Are you active in recreational activities / sports?
Do you enjoy entertainment?
Do you want to be near venues for movies / plays?
Do you want to be located near grocery stores?

Also, being clear on the type of work you do and the nature of your job duties can be useful in the design of a relocation plan for you and your loved ones. Depending on how much time you plan to spend at home, versus outside will determine the necessity of a spacious or luxurious home. If you plan to be out most of time, then perhaps you only need a small space, which should be well decorated to ensure your remain inspired.

Your budget will also have a bearing on your course of relocation. If your employer is going to pay your relocation costs, then your counselor has to work within the allocated budget. If you will bare the burden for your new residence, then you can be lavish in your spending or thrifty while remaining nifty.

January 21, 2015/by Zack Steel

Land and Property

Buying a Home Nowadays

man holding card to purchase house information

Buying a home nowadays, whether a house a or condominium should be a straightforward process. If one has enough money for a down payment, then one should be able to make an offer on a property of one’s desire. There are, however, many obstacles in the process of purchasing a home. These include costs, such as: land transfer fees, realtor fees, home staging fees, moving costs and legal expenses; are only some of the most common payments to be made when acquiring a home.

One wants to know how to buy a home nowadays. If one ventures into alternative markets, one can perhaps save money in the home-buying process. Possible options include, buying through a commission-free sales system, where the seller instead pays only a flat fee to the sales service. Purchasing property through a Foreclosure or Power of Sale process, can offer a potential purchaser the opportunity to bid in an auction or to submit offers to a bank or credit company for the property. Also, a buyer can gain an advantage – in their buying process – by submitting a tender for a property offered through a tax sale; to either acquire the deed or the lien on a property.

There are numerous other options available to purchasers who want to save big and spend small, in their property purchasing adventure. They can also buy properties through a trust sale, which might be listed with a specified realtor. To find out about these and many more great options to make your ownership of a home a reality, please contact homeisreal.com – where the world comes home.

There are some government grants for new home buyers that can be provided as a tax credit or exemption. For more information click here: actionplan.gc.ca/en/initiative/first-time-home-buyers-tax-credit

November 12, 2013/by Zack Steel

Posts

Why Pay Market Price for A Home?

Buying a Home

How to Make the Right Move Overseas

Buying a Home Nowadays

There are some government grants for new home buyers that can be provided as a tax credit or exemption. For more information click here: actionplan.gc.ca/en/initiative/first-time-home-buyers-tax-credit

Any more questions for Aaron? Feel free to get in touch!